Commission Free
Pre-approvals
Low Rates
%
Streamlined
Process
Mortgage Process Breakdown
Step 1:
Quick free consultation and pre-approval - to understand your personal goals and situation to help find the best solution to fit your needs.
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- No documents will be requested yet
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-Client Consent Form may be sent for esigning.
Step 2:
Rate hold - Want to save a current low rate while you look for a house, we will set up a rate hold for 90-120 days while you search.
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-Some documents will be requested
-Credit will have to be pulled.
Step 3:
Approval - Found a house and have a contract of purchase and sale. We will request documents required by lenders then your personalized application will be sent to a lender for review.
- Additional documents may be required based on lenders review.
- The lender's commitment will be sent to you for review, then for signature.
Step 4:
Funding your mortgage -
at this stage the lender will send your mortgage documents to a lawyer to finalize the process and an appointment will be made for you to sign and finish the process.
- The lawyer may require documents.
- We will require our compliance documents to be signed.
Tristan Fletcher
Mortgage Broker in Sooke, BC
As a Mortgage Broker working with Canada's largest mortgage brokerage Dominion Lending Centres, we have connections with an extensive list of major banks, credit unions, and alternative lending selections. Made simple, this means we can shop around to get you the best rate and solution possible for your specific scenario saving you valuable time and money!
